Questions to ask When Choosing a Realtor
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How long have you been in residential real estate sales? Is it your full-time job? Like most professions, experience is no guarantee of skill. But much of real estate is learned on the job. How many homes did you and...
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Home Buying Checklist: Your Mortgage Application
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Every mortgage lender requires documents as part of the process of approving a mortgage loan. Here are documents you’re generally required to provide.. W-2 Tax returns — or business tax returns if you're self-employed — for the last two or...
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Home Seller Checklist: For the New Home Owners
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Before the property changes hands, consult this list to make sure these items are transferred with the house. Owner’s manuals and warranties for any appliances left in the house. Garage door opener(s). Extra set of house keys. Other keys. Think...
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Worksheet: Calculate Capital Gains on the Sale of Your Home
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When you sell a stock, you owe taxes on the difference between what you paid for the stock and how much you got for the sale. The same holds true in home sales, but there are other considerations. How to...
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Home contractors
Worksheet: Service Provider Contacts
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You won’t necessarily need all these professionals, but your REALTOR® can help you assemble a list.   Name Contact Info REALTOR® ADVISERS Real estate attorney Appraiser Tax adviser INSPECTORS Home inspector Termite inspector Flood plain inspector Radon inspector Zoning inspector...
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How to Move with Pets
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Update your pet’s tag with your new address. Make sure your pet’s collar is sturdy and correctly sized. The tag should also include your mobile number and e-mail address so that you can be reached during the move. Request veterinary...
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Homeowners: Questions to Ask About Property Tax
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It’s natural for the sale price of a home to loom large in your mind. But don’t forget to look at what your property tax bill might be. What is the assessed value of the property? Assessed value is generally...
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Moving boxes
Home Moving Tips: How to Pack Like a Pro
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Plan ahead. Develop a master to-do list so you won’t forget something critical heading into moving day. This will also help you create an estimate of moving time and costs. Discard items you no longer want or need. Ask yourself...
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What to Know About the Appraisal Process
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Once you are under contract, your lender will send out an appraiser to make sure the purchase price is in line with the property’s value. Appraisals help guide mortgage terms. The appraised value of a home is an important factor...
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Green Home Terms Defined
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Whether you’re building the home of your dreams or looking for an existing unit, there’s a lot of data involved in finding the right environmentally friendly dwelling. Here’s a breakdown of the different certification systems for energy-efficient homes. RESNET The...
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