short sale property
How to Prepare for a Short Sale of Your Home
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A short sale is one where the net proceeds  from the sale won't cover your total mortgage obligation and closing costs, and you don't have other sources of money to cover the deficiency. It’s significantly different from a foreclosure, which...
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What to Know About the Home Appraisal Process
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Once you are under contract, the buyer’s lender will send out an appraiser to make sure the purchase price is in line with the property’s value. Appraisals help guide mortgage terms. The appraised value of a home is an important...
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How to Use Feng Shui Concepts in Staging Your Home for Sale
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Feng Shui is a Chinese system of beliefs that govern spatial arrangement in relation to the flow of energy or “life force” (known as chi or qi) in a building. Learn how to appeal to buyers who follow such principles....
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How to Improve Your Credit
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Credit scores play a big role in determining whether you’ll qualify for a loan and what your loan terms will be. So, keep your credit score high by doing the following: Check for errors in your credit report. Thanks to...
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Checklist for a Better Showing of Your Home for Sale
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Remove clutter. Clear off counters and pack unnecessary decorative items. Put extra furniture in storage, and remove out-of-season items. Don’t forget to clean out the garage, too. Let it shine. Cleaning windows and screens will help bring more light into...
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What to Know About Credit Scores
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Credit scores range between 200 and 850, with scores above 620 considered desirable for obtaining a mortgage. The following factors affect your score: Your payment history. Did you pay your credit card bills on time? Bankruptcy filing, liens, and collection...
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How to Attract More Buyers for Your Home for Sale
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These tips will help you convince buyers your property offers top value for their dollar. Amp up curb appeal. Look at your home objectively from the street. Check the condition of the landscaping, paint, roof, shutters, front door, knocker, windows,...
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Worksheet: Track Your Budget
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The first step in getting yourself in financial shape to buy a home is to know exactly how much money comes in and how much goes out. Use this worksheet to list your income and expenses below.   Income Expenses...
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Real estate photography
How to Prepare Your Home for a Listing Photoshoot
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With the majority of buyers shopping for homes online, high-resolution slide shows and video tours are a must. Here’s how to make your home shine on camera. Understand the camera’s perspective. The camera’s eye is different from the human eye....
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How to Prepare to Buy a Home
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Talk to mortgage brokers. Many first-time home buyers don’t take the time to get prequalified. They also often don’t take the time to shop around to find the best mortgage for their particular situation. It’s important to ask plenty of...
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