Moving boxes
Home Buyers Checklist: Prepare for Your Move
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Update your mailing address at usps.com or fill out a change-of-address form at your local post office. Change your address with important service providers, such as your bank(s), credit companies, magazine subscriptions, and others. Create a list of people who...
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Home Buyers Checklist: Your Final Walk-Through
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Closing time is hectic, but you should always make time for a final walk-through to make sure that your home is in the same condition you expected it would be. Here’s a detailed list of what to check for on...
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Home Buying Vocabulary: Transaction Documents
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When you walk away from the closing table with a big stack of papers, know what to file away for future reference. Loan estimate Your lender is required to provide you with this three-page document within three business days of...
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Home Buying Worksheet: Track Closing Costs
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Be prepared and know who’s responsible for the variety of fees and expenses at the closing table.   BUYER COST SELLER COST OTHER Down payment       Loan origination       Points paid to receive a lower interest...
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What to Know About Title Insurance
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Title insurance protects your ownership right to your home, both from fraudulent claims against your ownership and from mistakes made in earlier sales, such as misspellings of a person’s name or an inaccurate description of the property. In some states...
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How to Lower Homeowners Insurance Costs
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The first step is to shop around; quotes on the same home can vary significantly from company to company. Review the Comprehensive Loss Underwriting Exchange report. CLUE reports detail the property’s claims history for the last five years, which insurers...
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What to Know About Homeowners Insurance
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A homeowners insurance policy will protect you against certain losses and damage to your new home and is generally required by lenders prior to closing. Some lenders will collect the money you owe for homeowners insurance as part of your...
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How to Buy a Home in a Tight Market
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Increase your chances of getting your dream house in a competitive housing market. Get prequalified for a mortgage. You’ll be able to make a firm commitment to buy and your offer will be more desirable to the seller. Stay in...
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short sale property
Home Buying Checklist: Your Short Sale Purchase Team
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If you're serious about purchasing a short-sale property, it's important for you to have expert assistance. Here are some people you’ll want by your side: Experienced real estate attorney. A real estate attorney who's knowledgeable about the short-sale process will...
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short sale property
Questions to Ask Before Making a Short Sale Offer
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If a home is being sold for less than what the current owner owes on the property—and the seller does not have other funds to make up the difference at closing—the sale is considered a short sale. A short sale...
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